don h asked:


I was in a car accident about 3 weeks ago. After choosing a repair shop which is also a blue-ribbon provider for my insurance, it’s taken all this time for them to tell me they are going to take my car to another shop for repair because the initial shop doesn’t like to do the repair that the insurance adjuster is recommending.

Ok, here’s the deal I have a 07 Charger that was rear-ended the first shop told me that he would try to pull the rear-end out but he ended up having to cut the rear passenger ¼ panel, replacing the floor pan and some other things, now the insurance adjuster is wanting to do something called a rear-end clip (getting a salvage rear end) to replace the damaged one. I asked the first repair shop owner why he didn’t want to do the repair. He replied that it wasn’t worth the trouble. So of course that sounded a little fishy to me so I called some other local repair shops and was basically told that there was risk involved and liability. I would like to know what the safety risks of such a repair are and I don’t like the fact that I have to send my car to another shop because the first doesn’t want to do the repair.
I just got off the phone with my insurance company about and hour ago and they have decided to total the car. Thanks everyone for your response

Atlanta Salvage Yards

don h asked:


I was in a car accident about 3 weeks ago. After choosing a repair shop which is also a blue-ribbon provider for my insurance, it’s taken all this time for them to tell me they are going to take my car to another shop for repair because the initial shop doesn’t like to do the repair that the insurance adjuster is recommending.

Ok, here’s the deal I have a 07 Charger that was rear-ended the first shop told me that he would try to pull the rear-end out but he ended up having to cut the rear passenger ¼ panel, replacing the floor pan and some other things, now the insurance adjuster is wanting to do something called a rear-end clip (getting a salvage rear end) to replace the damaged one. I asked the first repair shop owner why he didn’t want to do the repair. He replied that it wasn’t worth the trouble. So of course that sounded a little fishy to me so I called some other local repair shops and was basically told that there was risk involved and liability. I would like to know what the safety risks of such a repair are and I don’t like the fact that I have to send my car to another shop because the first doesn’t want to do the repair.
the adjuster told me that I wouldn't have a salvage title but the car has already been chopped by the first repair shop.

Atlanta Salvage Yards

oooyeaa asked:


I was hit from behind on Wednesday evening heading to work. The driver was ticketed by the police and their insurance company has admitted full liability. Injury wise, I have whiplash which thankfully, is going away now. My car, according to their adjuster, is going to be claimed as totaled. So, my car is valued at 7400, and repairs just from visual inspection, are 7015. So they are going the totaled route as its cheaper for them. After they buy the car from me, they will sell it to salvage, expect to get 2k from it, and only be out 5400 instead of a full cost of repairs.

So I've had the car for a year and half, taken out on a 5yr car loan. I still owe 12k on it. After they cut a check to the lean holder, I'm still responsible for 5k on that loan. The bank and my insurance at the time didn't offer gap insurance. Stupid of me, I let my current policy expire to search around for a more affordable policy. I kept procrastinating, and the accident happened with me having no insurance. Lucky he hit me and is at fault.

I'm trying to see what my options are. I've gone to the liable company's website and see their basic plan for my state, law requires 25k in property liability for at fault accidents, plus medical etc. So I'm wondering what should I expect from the lady handling this claim.

I'm not fooled when she called me yesterday and said that she is here to work with and for me. Saying that there is probably a lot of talk about lawyers, just know they will take 30-40% of you settlement. Know that I'm here to work for you, try to work with me I'm thinking my head total bull crap. 1, she works for her insurance company first, and will have their interest first, 2, she works for their client and to protect them from me in a suit.

In the end, I'm not stuck with a car that they will not fully pay to have repaired, and will still owe 5k after they pay the loan holder the value of the car. My credit is damaged and getting a new loan is probably not going to happen easily. I really don't want to get a lawyer but I now have a car sitting in my driveway that I can't use plus a balance in the end.

Anyone got some suggestions as to what I should realistically expect. The lady mentioned a liability settlement, repair settlement, medical expenses settlement, and personal injury settlement. I'm not out to make money on this as that just will not happen. But I have no car and will owe 5k still. I'm just like…f**k

Atlanta Salvage Yards